Pamiga Finance SA
Pamiga Finance S.A. (PFSA), an impact investment vehicle based in Luxembourg, previously owned by CIDR Pamiga, has been acquired by Tekphi Capital Partners. PFSA specializes in providing tailored long-term financing to financial institutions (FIs) operating in rural areas.
The company has successfully secured €18 million in commitments from a mix of public and private investors, including the Swiss Development Cooperation (SDC), the Overseas Private Investment Corporation (OPIC), the European Investment Bank (EIB), the French Development Agency (AFD), the Calvert and Rockefeller Foundations, as well as a high-net-worth French investor.


Mission
PFSA’s mission is to unlock the economic potential of rural Africa by fostering the growth of financial intermediaries dedicated to underserved areas. As the investment arm of Tekphi Capital Partners, PFSA provides both financial support and technical assistance to its network of microfinance institutions (MFIs) operating across Sub-Saharan Africa. With a strong presence in Abidjan, PFSA ensures strategic oversight and hands-on collaboration with its partners.
Purpose
PFSA is committed to deploying patient capital to support its MFI network and other institutions aligned with its social impact objectives. Its focus is on reaching the “Base of the Pyramid” (BoP) by addressing the financial exclusion of millions of people lacking access to essential services such as financial products, clean water, energy, healthcare, housing, and education.
Each investment project is carefully structured to meet the specific needs of investees. PFSA combines diverse financial instruments to create customized financing solutions, ensuring an optimal capital structure that drives long-term impact and financial sustainability.

Social Impact
FIs developing digital finances services
FIs using tablets to deliver data remotely
FIs offering digital/mobile services
FIs with third party agents